On my HT, I usually have VFO A tuned to one of the local repeaters, 146.790, 444.825 or 147.105 MHz. VFO B will usually be on 146.520 or 146.460 MHz.
On HF I’ll usually be spinning the dial and listening on 40m with occasional forays up to 20m and 15m every so often for a bit of variety.